Services Offered at CCC

Let us help!


We believe CCC is the first and only nonprofit, full-service, stand-alone check cashing store in the country. CDF offers below-market rates, prices and fees and a broad range of targeted financial services designed to help low-income families move out of poverty, including financial coaching and small business services.

Standard Financial Services

Check Cashing
Cash most types of checks: payroll, government and others at very low, competitive rates.
1.25% check-cashing fees for $300-$1000. Low fees for checks of other amounts.

Consumer Loans
Longer term, lower interest loans with larger loan loan amounts.  Financial coaching is required.

Payroll Advance
Borrow using a much more affordable, short term payday loan. Maximum of $7.50 per $100 borrowed for 2 weeks.

Personal Installment Loans
Borrow larger amounts for a longer term, at lower rates (presently 29%). Requires in-person meeting with CCC staff to determine eligibility.

Money Transfer
Send and receive money within minutes through Western Union around the world.

Money Orders
Pay your bills or rent with Money orders for 89 cents each.

Bill Pay
Pay your utilities, phone, cable, water and other bills quickly through Western Union.

Debit Cards
Worried about carrying too much cash? Put your money on a pre-paid debit card.

Fax/Copies/Stamps

Our Unique Services

Financial Coaching and Financial Literacy Training
This service is designed to assist low income households increase their money management and wealth-building capacity. The program responds to short term crises and can create longer-term, individualized financial plans for each participating household tailored to its needs; the service, which includes a nominal fee, also includes ongoing monitoring and follow-up. One time fee of $5-20 (sliding scale).

Credit Repair Loan
Loans at very low rates (presently as low as 12%) tailored to the needs of each borrower and designed to help the borrower get out of the cycle of payday loans and/or other small debt.

Small Business Assistance
Below-market rate bookkeeping, financial coaching to help develop proper methods of planning, creating systems, etc.

Social Services Assistance
Information and referrals for housing, immigration, food, legal and other forms of assistance.

Checking and Savings Accounts
Referrals offered to banks or credit unions.

Consumer and Business Loans
Referrals offered to banks or credit unions.

CCC tries to operate the store on a social enterprise model: a nonprofit check cashing institution in which the check cashing services component of the operations are financially sustainable through earned revenue while using donations and grants to support the coaching, social services and administration.