How do loans work at Community Check Cashing?
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Make sure you really need a loan — talk to our team at (510) 479-1037!
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Decide whether you need a payday loan (short term, up to $300, online application available here), or a consumer installment loan (long term, $500-$5,000, online application available here).
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Submit your completed loan application in English or Spanish, including the 2 most recent pay stubs and 3 most recent bank statements.
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Our underwriting team will review your application, and contact you with our decision, or request further information.
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If your loan is approved, your contract will be emailed to you, ready for signature directly from our website.
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Once you sign, a PDF containing all finalized loan contract details will be emailed to you, including your disbursement and repayment dates.
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Repay your loan on schedule by authorizing regular monthly ACH debits!